Most people with bad credit want to fix their credit fast. "What is the fastest way to repair my
credit?" is one of the most common questions I get asked. As much as I would like to help them have your
credit repaired by tomorrow, it's just not going to happen. For most clients, I usually reply with
something like "It took you years to mess it up, it's not something that can be fixed over night."
However, as a credit repair specialist, it is my job to come up with the quickest, most
effective way to repair my client's credit. The first thing I do is evaluate their situation. Just how
bad is it? Where are we and where do we need to be? How many positive accounts do they have reporting,
if any? For how long have those accounts been reporting? Depending on the answers to these questions,
there is always something that we can be working on.
If there are only a few negative marks on their credit, I can usually have it fixed within 30-60 days.
I've seen credit reports with more than a hundred negative marks. Reports like that take much longer -
usually 6 months to a year - sometimes even longer.
While you're in the credit repair process, it's important to understand how you got where you are.
It's important to recognize your mistakes and make the appropriate life style changes to make sure
that you never get yourself in this situation again. It's a learning process. If you don't learn from
your mistakes and make the necessary changes, you will find yourself in the same situation and
credit repair won't help your situation long term, it will only be a temporary
fix.
